Post
Topic
Board Speculation
Re: Buy the DIP, and HODL!
by
Olatundespo
on 21/07/2025, 15:58:14 UTC
The best time to start accumulating Bitcoin shouldn't just be anytime as you have mentioned meanwhile the best time to accumulate Bitcoin is when you have your discretionary income available anytime doesn't sounds good to me anytime can be no time or anytime can be next 2 years or more if you can figure out what is your discretionary income you can start accumulate as little as you can or as much as you can gradually using the DCA strategy weekly or monthly consistently and persistently and hodl for long time.
You can also say when you have they little you can afford to invest with steadily without any pressure until your income level up, the truth is that source of income matters in Bitcoin investment but we must not start big atleast what matters is a steady source that we can be using to do our DCA without any break, to me in have learnt many things being part of this investment, is have learnt to be conservative, we talking about the future not the immediate stuffs and for us to grow financial in the future we have to be very futuristic financial and that has to do with discipline although I might have deviated but that's what came to my mind, mate you got all right.
Income source is important for Bitcoin investment but more important is discretionary income. You have a reliable source of income but if you don't have discretionary income at the end of the week then that source of income can be worthless. Many folk don't have a stable source of income they have an unstable source of income but have some discretionary income at the end of the week and can accumulate Bitcoin from it and I think it's more potential. Over time they have the intention to increase their Bitcoin accumulation and in the future when a stable source of income is created they can more Bitcoin. It is true that it is not important for us to start big but it is important to start with discretionary income initially. Long term Bitcoin thinking teaches us discipline and patience that is more important in increasing holdings and even which is a much better way than risky trading ideas.
You are wrong here Olatundespo, It is not everyone that has cashflow that produces some discretionary income at the end of the week, some get their income monthly and choose to buy straight up with their discretionary income or choose to spread it across weeks. There are yet some people who have irregular cashflow but they are able to identify some discretionary income when such funds comes their way and they use it in buying bitcoin, their purchases are still valid as long as they are consistently increasing their portfolio when they have discretionary income and not spending from it.

Everybody handles their cashflow in ways that is best for them and structure their DCA purchases in ways that would cast little stress for them and as long as you are having discretionary income from your income source no matter how regular or irregular the cashflow might be, then you can keep investing into bitcoin and building your backup funds and perhaps sometime down the line you might feel the need to increase your aggressiveness in your purchases and you may want to increase your income by getting a better job or having more streams of income in order to have more discretionary income available to you that you would use in increasing your aggressiveness without overdoing it.
In terms of discretionary income, whether you calculate it weekly or monthly, having a stable income does not mean that it can be regular in terms of Bitcoin accumulation. The idea you gave is that many folk get their salary at the end of the month, they spend it on their family and maybe buy every day of the week and spread it out in their portfolio. There are a number of such investors but buying every day or accumulate every day may not be a good idea for investing. You are right that there are some folk who have irregular income but still identify some amount of discretionary income from it and continue in Bitcoin. They are the ones who can continue to Bitcoin in the long term and grow the size of their stack.