If I looking back at myself when the first time I buy Bitcoin, there was no emergency funds, I use my discretionary income to invest in Bitcoin.

The good thing it went well and I don't have to stress myself if the market were down.

Not want to say the new generations should follow my way too, of course, I, as someone who've in this industry for 4 years know if emergency funds was important especially you born from poor parents or have no one who can back up your financial when something bad happen.