Yes, if you are using leverage for future trading or you are trading those volatile coins. Aside that, future trading is far better if you like to risk little. You may be losing in futures and still think that the market will reverse, unlike the prediction futures which is the binary option that if you lose, that is it, no thinking that the market will reverse because it is already a loss.
Depends on the targets put, I agree - you either accept the risks or you discard them, but we should always acknowledge them.