OP you don talk well for your research and post, this scams nogo ever stop and no be matter of common sense, humans are emotional beings and na the negative emotions of a weak person this people dey capitalise on. This doubling don dey since and people still dey fall victim, one thing na poverty, then idleness and urgency or need to get money fast, and the level of hunger wey Dey naija fit drive u do anything. Sometimes even people wey get the knowledge say such things fit be scam still Dey fall.
The best solution na to STAY AWAY FROM ANY ADVERT or message talking about this kind of scams, JUST DON’T ENGAGE. There’s no investment that can promise you 100% investment returns in a month talk more of a week or 2. And this days they can use AI and make a video of a celebrity advertising for them. So we have to be Very Careful especially those of us that love to follow what a celebrity does or advertises.