Yes, it is definitely something every investor needs to think about and plan long term accordingly. Bitcoin will be fruitful only when you can control it in your life. Prepare yourself in such a way and keep an emergency fund so that you can keep your Bitcoin safe at all times. You have to restrain yourself from binance, altcoin, shitcoin and move away from various tempting offers.
It's the best move to just hold Bitcoin, whatever it takes, regardless of the financial situation.
The thing is, it might sound simple to keep holding Bitcoin for many years, but in reality, it's difficult, as not all have the ability or (no choice but to sell) to do that because of several reasons.
Let's say our target is to hold Bitcoin for 3 years, 5 years, 10 years, and so on. We are dealing with several financial problems in our lives, and we are not sure if within that long period our financial status can be smooth to the point that we can't touch our crypto assets.