Is very important to able to differentiate between Emergency funds, reserve funds and discretionary.especially when you are into bitcoin investment. They all have their roles to play when comes to investing in bitcoin , emergency funds just like the name implies is to take care of emergency like unexpected expenses, so is not for accumulating or being aggressive whenever there’s a dip that’s where reserves funds comes in , which can literally help to buy the dip while keeping pace with your normal dca method, discretionary income which plays the role of money you can spare for investing, or money you can choose to save but as an bitcoin investor is best for accumulating.