Why you're confusing between rich and balance?

I don't see anything wrong with your first sentence, it was true rich people have big salary, nice car and some Bitcoin. They can only own that if they have money, they can't buy it by just being healthy and have a lot free time.

Not all rich people can have a balance because they're not born from rich parents and they're not women, so they can only rely on themselves to make money, hence they have a tight schedule.