I see your point, but one thing about investment is that what you put in stays in, and you need to have something that keeps you going without touching what has been kept in for the long run. It is okay to stop adding into the investment plan for the reason of needs, but don't take off from the investment if the need is not very crucial and necessary. Taking some discretion in one's investment is very crucial and here in the crypto industry, we know very well the importance and power of patience.
This is why it must be emphasized that savings and investments are not the same thing. Savings you can get from when you need the money but investments, unless you are ready to take out everything and you are already content with what you have made as profit.