To effectively prevent scams, individuals and organizations should focus on a multi-layered approach that includes being vigilant, securing personal information, and utilizing technology for fraud detection and prevention. This is being careful of unknown requests, you must verify the legitimacy of what you going into.

One must not be too ambitious or greedy.
Be skeptical of unsolicited requests:
Don't respond to unexpected emails, calls, or messages asking for personal or financial information.

It is not every thing you see you click, Verify the source:
If you receive a message from a company you do business with, don't click on links within the message. Instead, go directly to their website
 
It is impossible not to be hacked if you don't Protect personal information:
Never share sensitive data like passwords, bank details, or social security numbers over the phone, email, or on unverified websites.


Also one nees to create unique, strong passwords for each online account and enable two-factor authentication whenever possible.