I have have seen similar threads like this on the forum and outside this forum about p2p merchants and their style of begging for funds. I have personally experienced different style of money extortion, incomplete payments, all form of excuses just to make make money from trades and this doesn't have anything to do with their rating and reputation, most of the time I don't trade with anyone below 97% rating and total trades in the last 30 trades, they turned to be the ones that engage in this practice the most.
Here is a list is similar things you can see from any p2p merchant and it doesn't have anything to do with their rating, reputation or even trades, it's even the ones with reputation that do this the most and if you are not careful, once you release coin to them, you can't do anything about it because you already agreed to have received the full payment. Here is a summary of things they do:
1.
They begged to send you incomplete payment: If they are sending you money, let's say ₦52,000, they can beg you for the ₦2,000 on top to send you ₦50,000. This practice is very common in p2p traders. Here is one similar example on this thread.
https://bitcointalk.org/index.php?topic=5551154.02.
They purposely sent incomplete payments: I was a victim of this today and some happened months ago. I was expecting payment from this merchant, sent me incomplete payment and I didn't pay attention to the sent payments only to release usdt to him and I couldn't appeal despite the multiple complaints and report.
Here is one similar attempt that happened today.

I was expecting the merchant to send me ₦49393 but instead he sent me ₦40323. You can see that the 9 is hidden, if I didn't pay good attention to the credit alert, I would have thought it was the agreed payment but they purposely did this to scam people. They know Bybit customer service is bad and wouldn't do anything about it, they know you can't report to the bank and this has been persistent with p2p, I can only imagine if they do this like 10 times in a day, scam each trade worth of ₦10,000, that's ₦100,000 in a day.
*Ways forward to stop this Pandemic scams and beggingEverything that happened on p2p exchanges seek for each party attention, only you the seller or buyer can prevent from been scam by anyone or when a trader tries to use emotional talk and pitty talk to extort you. How to prevent this:
1.
Don't release payment until you confirmed payment on your mobile app: it's easy to for everyone to operate transactions on their mobile app these days, don't rely on sms alert, values can be altered, you might not get good view of your account balance. Make sure to use transaction history to check amount that came into your account before you release any coin.
2.
Report traders that engage in fraudulent schemes and give negative reviews for begging: I do ignore traders that try to send me incomplete payment after sending the remaining amount or when they try to beg for money. However, I personally feel like it's because they are been ignored and actions are not taken against them is why they keep coming back. If for every trade they try to beg or scam and they are getting negative reviews, they will stop one day because their ratings will reduce.

This trader purposely sent me incomplete payment and when I complained, he later gave excuses and sent the rest. I still gave him the negative review; if they keep getting this reviews and ratings, they will stop these scam attempts.
3. Please pay attention to some numbers, ₦99000 is different from ₦90000, ₦89321 can be confused with ₦80321, they have ways of playing around with digits that if you don't pay good attention to them, you will think it's actual amount. This is my experience and this how you should deal with them to save other people from all this begging and scam attempts.