Starting small can lead to something big. Man, in most cases, Fortune doesn't build wealth. It's about consistency, managing budget, automating and investing properly. DCA taught by Benjamin Graham and popular in 401(k) plans, makes it easy to invest regularly and smooths out market swings. DCA with small sum can be useful to build discipline and get you into the market now, because timing peaks can miss opportunities.

I always hear people say that the best time to plant a tree was 30 years ago and the second best time is now. That very much applies to this market situation as well. The second best time to get into the market is now.