It is an asset whose value increases over time due to limited supply while demand increases due to growing population.
The same thing with Bitcoin, it's limited supply and the demand increases due to decentralization and the safety of the asset.
Bitcoin is not like real estate, the demand for them is not the same. The need for real estate is essential and extremely important, everyone needs it. Unlike bitcoin, many people don't know or even care about bitcoin, but they still have good lives and alternatives. Many people do not invest in bitcoin but invest in gold, oil and they are still very stable.
But all of them, even you, need real estate. If you don't own real estate, you also need to rent a small house to live in.
You: "Lend Bitcoin has a risk"
If you don't own a property, you also need to rent a small house to live in and that's the difference.
Make passive income with bitcoin by lending it to others? Only members of this forum do so and only for small amounts. It is not a completely passive and stable source of income like real estate. Not to mention, the risk will be very high if you do not ask for a third party guarantee.
How can a tenant destroy your property, if you and they have signed a legally binding lease? You've never rented out your house or property to someone else before, right?