Well, why don't you do it via bank deposit. I mean stablecoin staking will generate similar amount of income from staking. If you compare to some countries, bank deposit will fetch much higher return than staking. Yes there are some exceptions for sure but the credibility of those coins is questionable.

There are many risks like, de-pegging of price, staking platform may disappear, lock up period etc. I personally wouldn't do staking with a lock in period.