I don't agree and I can not be in support of taking some of our investment to settle problem that is am improper investment plan because an investor is meant to have a back funds which include emergency and reserve funds, these are funds that is suppose to be used to settle any issue or challenge that will arise and not our main investment whether you are doing it to recuperate back it is not a good investment plan, so long as you haven't gotten to overaccumulation stage you shouldn't touch your investment. Once you have a source of income that can manage your investment and you have a very good plan everything will definitely work out well unless nature don't want you to...
Dipping into investments for any reason during the investment process reflects a weak investment management and financial management plan. With such weak management, it may not be easy or possible to succeed in long-term investments at all. Because investments are not short-term, rather, they can be long-term for almost a decade.
To be successful in the long term and to protect your investments from unexpected accidents, an emergency fund can be a very necessary part of investment management and financial management. Even for various other needs, you can strengthen your investment plan by keeping the necessary funds such as reserve funds, floating funds and cash flow funds as part of the management. I hope that your investment will be able to survive even in emergency situations.