Although this incident happened years ago, I guess this kind of discussion won't go obsolete. I'm afraid there won't be a perfect way to be your own bank. It's difficult.

I have reservations about breaking down your seed phrase and keeping them in several pages in a book or different books. There are risks that go with it.

Also, does it not make you uncomfortable not having access to your funds? Yeah, it's risky not to carry with you your seed phrase, but if you're far away and won't be home for months, does it not make you anxious?