we as gamblers can indeed afford to lose some amount of money, but depending on individual financial capacity, this amount must always be minimal, it's best to always have a gambling budget as this helps us prepare better, ensuring that we lose what are ready to lose and not one we never budgeted on losing..
This is true but to really drive the point home we should also emphasize that on a healthy budget for some occasions, gambling spend should be 0. If without gambling people are barely able to afford to save anything after spending in necessities, then they shouldn't gamble at all. Any money saved up on such occasions is a blessing.
Sadly this is a situation that is becoming more common and more people should consider it.