Our elders have said that if we don't lose something, we won't gain anything. Therefore, if we think that we can improve our situation and our work by making some investment we should not be afraid, but we should do this work with faith in ourselves and work hard which will never decrease us and our work. They understand that if we invest money, we will lose, so how will we recover whereas in business loss is clear and has to be expected. I would call such people fools who are afraid of becoming their own standard and also reduce their progress.
People who still harbor fear, especially when it comes to investing for its own sake, are those who genuinely don't want to advance in life, even though they always want to receive profits without considering the risks. It's best not to invite or direct such people toward anything that could bring them profit. Those who are still afraid of the risks of work will certainly think twice about pursuing the work we suggest. So, don't pay attention to such people, because they lack the principles to develop independently.