If your source of income are came from online or digital having another set of layer with the security is a must because for sure you will engage with different links, and platform and you must need to make sure your details and information are safe from getting stole, one of the best thing is to have a good AV to have a filtered most of the things you need to avoid.
It doesn’t really matter where the source is coming from, so long as it’s a single source, you’ll always be vulnerable. Sources run dry, there could be factors way above one’s control or foresight in trying to secure a source of income and fail. Having several source of income is a way in which, one of the other sources would insure the next. It becomes a matter of necessity rather and now that scams are everywhere with each scheme getting advances by the day, it’s a can’t do without now.