Is there any perceived luck which is not personal when we talk about gambling, though?
I didn't want to respond because he clearly misquoted himself twice, but that's fine, or let's just assume that I have no clue what the author referred to as the term "Personal luck".
There have been also instances of people winning the lottery twice, and there are also examples which have nothing to do with gambling, as the Indian-British man who survived that recent airplane crash in India when he was going back to the UK with his family. The was the only survivor.
So even though you don't believe in luck, you gotta admit there are people who beat all possibilities and we could tag or categorize as "lucky".
The fact is, you don't have to believe in "luck" to get lucky; Since it doesn't have any significant control or a to-do list that activates it, neither does it work like
salvation in the Christendom where you'd have to believe before you're saved, it only needs to happen by chance.