Post
Topic
Board Nigeria (Naija)
Re: Balancing Financial security and Bitcoin Accumulation
by
Liocen
on 28/07/2025, 14:42:52 UTC
The truth is setting aside funds for a dip doesn’t stop me from accumulating and buying bitcoin on a consistent basis probably weekly or monthly depending on how we exercise our options, Then I will suggest it’s never a bad idea, I know there are folks who have been investing in bitcoin for quite a long time now, that have been buying on a consistent basis, but are always vigilant to have some money left aside probably some money in savings or maybe some reserved funds that they have kept for some special purpose of when they come across a dip to take the opportunity and accumulate more bitcoin into their portfolio knowing fully well that bitcoin will always surge back and they wouldn’t have anything to loose, I think it’s quite a wise move considering that we’re investing Bitcoin for a long term purpose and to hodl for a long time, whichever strategies that could best help and investment to accumulate and sustain my investment wouldn’t be a bad idea, We also know that there is the DCA there to always accumulate at any given time that we’ve a discretionary income to alway carry on with our accumulation activities.

It is also true that focusing more on buying in DIP can reduce the budget allocated for buying in DCA. Because you will then start depositing more and more money in the fund reserved for buying in DIP. If you are really doing this, I want to know how reasonable it is and is it a good plan for investors to do this?
Initially, I think this is a barrier to growing a Bitcoin portfolio.
I think those who are buying Bitcoin in DCA should be more cautious about their Bitcoin purchases and buy aggressively by increasing their DCA budget as much as possible without reducing it.
And later, when your emergency fund is healthy enough, then reduce the amount of money deposited there and create a new fund from there that can be used to buy Bitcoin later if it comes to DIP.