I believe those that missed out the opportunity to buy in the Year 2020 have now learnt thier lesson in the following Year while those that also missed out the opportunity to invest in bitcoin in the year 2022 will now have to learn thier lesson the following Year the more the price of bitcoin is moving that's the More people are becoming wiser but those who can't learn from thier past mistake Will remain coinless in the rest of thier life.
I agree with you, generally there are two groups. One are those who learn their lesson and sometimes relatively soon. Others are those that basically never learn their lesson. I still remember a few people who didn't learn the lesson about trying to time the bottom. Some of them wanted to buy Bitcoin when it hit a price less than $1000 but that never happened again and they never returned. I know others who have been watching on the side from $100 and have considered joining at times but for horrible reasons of fear they didn't. They remain coinless and they continue to argue that Bitcoin is overvalued for a long time and will continue to argue this way forever.
It could be the case that from 30 to 55 are the prime earning years of a guys life, and sure there may or may not be needs for guys to continue to earn if at some point in that process they have invested enough to be able to start to live off of their investment or to have their investment supplement their income so that they can be more free and/or selective in the kinds of work that they choose to do.
We cannot really make a blanket statement regarding at what point in life guys will reach a place in which they had earned enough and perhaps invested enough in order to discontinue or to slow down in their working for pay lives. There surely are also some guys who want to continue to work no matter their wealth status and they may well be engaging in work for reasons that go beyond needs to create more wealth.
I agree with you that we can't make a blanket statement. For example I know a few people who have started earning a lot more money after they have officially retired. Granted they had plenty of money at that point but the same can be said before they officially retired. It is not like they wealth made a huge jump jump around the retirement. As wrong as it is sounds to those that envision a retirement of laziness and Netflix, it can and does happen regularly. Once you are out of the game it can give you a better view of things and you have more time to plan and make more calculated decisions.