I think the bravery he’s talking about is not the physical strength or motivation, the Bravery comes to play when he decides to invest and goes ahead to do it. As a newbie stepping into a field he’s not familiar or confident with, it takes bravery cos normally newbies fear have a certain level of fear in them so overcoming that is bravery.
Bitcoin can be easy to understand and invest in but for someone totally new, it takes courage to put your money in an investment you don’t really know much on. So by overcoming that first huddle, with time he’ll get to know more about bitcoin investment and possibly increase his holdings.
I don't think investing in Bitcoin as a newbie is bravery rather it can be seen as a choice and decision and at one point or the other one ought to make or take decision that will be beneficial to them even though it won't happen immediately but later. If you said those who start investing in Bitcoin ( newbie) are brave then what will you now call them if they stopped investing along the line stupid or what? Lol, anything one is doing in Bitcoin is to their own detriment and yes Bitcoin is very easy to invest that is when you have a discretionary especially the one you feel is okay.
I will say that it's a sign of bravery for them to choose bitcoin over other assets and also was able to get the fuck out of the no coiner state into a low coiner. It doesn't matter if you cannot keep your bitcoin accumulation ongoing by DCAing continuously, because his discretionary income might not be able to meet up with weekly/monthly DCA regularly.
A new investor might have a discretionary income and buy bitcoin but because he cannot buy regularly, he will have to figure out how he can increase his discretionary income so that he can improve the way he's investing in bitcoin and make start buying every week continuously overtime when he has a good source of income and discretionary income. There is no crime for you to pause your bitcoin accumulation when you don't have a discretionary income to buy, the most important thing is that you don't sell what you have accumulated, because you can stay off your bitcoin investment since you invested with your discretionary income.
You said a lot of important things. But as a common man, I would say that to start investing in Bitcoin , it is essential to have a regular source of income .If his income is not the same every month or week, his discretionary income may be more or less. He may not even have discretionary income in any month. However, to invest in Bitcoin for the long term, one should follow the DCA method and it is very important to have discretionary income. addition, it must establish a reserve fund and an emergency fund. Only then can he invest and hold Bitcoin for the long term according to regular DCA method . Now, as you said, if he doesn't have regular discretionary income, he won't be able to invest in Bitcoin consistently using the DCA method. if someone does not have a discretionary income. and in some months earns less than the amount of money they need to spend, they will find themselves constantly having to spend from their savings . If this continues for a few months and suddenly he needs a large amount of money for some urgent need, In such a situation, he will decide to sell Bitcoin, having no other choice.This certainly won't bring good results for him.
You said it's not a crime to stop recognizing bitcoin unless have extra disposable income. I agree with you, but anyone who has started with a long-term bitcoin investing mindset should be careful. He must create a reserve fund and an emergency fund or create these funds while investing in Bitcoin. This means that if his income decreases in any month or his income source is closed, Even then, he can continue to pay for his household expenses and invest regularly in Bitcoin from his emergency fund or reserve fund. Therefore, the best way to invest in long-term by forming an emergency fund for 3 to 6 months and investing in Bitcoin with discretionary income. As a result, if his income source stops in the future or he needs a lot of money for an emergency, he can take money from the reserve fund or emergency fund he has created and use it for his needs. Until his income starts again, he can use that emergency fund to cover his family expenses and continue to buy Bitcoin regularly. So he doesn't have to stop buying Bitcoin for any unforeseen event.