I've not borrowed money for gambling, but have used money kept in my custody to gamble and I lost them. The time for the funds to be utilized came faster than I expected and instead of owing up to the situation and losing my credibility, I had to blame it on the bank not allowing me to make withdrawals while in reality I was trying to replace what I lost to gambling. My cover-up bought me an additional 2 months of time which I used in replacing that money. I went through lots of stress in the process but was glad I could replace it and preserve my reputation.