Not until "using Bitcoin," is obfuscated in the UI/UX.  People like us have to remember that 99% of people are "normies."  As in they operate on a steady diet of social media, their 9 to 5 job, immediate family, and McDonald's.  They can barely (and more and more often not even) operate a computer.  People's personal digital privacy and security is an afterthought to almost everything, and even when they're reminded of it, they could care less.  Totally apathetic.  If they were trusted to handle their finances like we handle custodying Bitcoin, they would be damn near immediately ruined.  Banks will always play a role in my opinion, it's how we integrate it all together is what's going to be interesting.  Maybe the banks morph into custodians?  Only time will tell.