Re: Nobody don't want to borrow money but they need to do it
If we're going to use borrowed money to do something good, this is normal. Sometimes, capital may not be sufficient to start a business. We can raise sufficient capital by borrowing money, but the key here is to be certain we will make a profit. If we don't make a profit, repaying the borrowed money can be difficult. In such situations, it's essential to proceed with a solid plan.
Even it is for good things, it is better to avoid borrowing money. I personally will decide to borrow money if it is for urgent or emergency situation. 
We can build a business gradually, it is not a must to borrow money to speed up our business development. There is no way to ensure the profits from a business, especially for the business in the early stage. Rather than making our business in a difficult situation later, it is better to avoid borrowing money and choose to build a business gradually with our own money. We can use the profits from the business itself to develop it. Even if it isn't quite signficant, it can be safe for our business at least.