If we're going to use borrowed money to do something good, this is normal. Sometimes, capital may not be sufficient to start a business. We can raise sufficient capital by borrowing money, but the key here is to be certain we will make a profit. If we don't make a profit, repaying the borrowed money can be difficult. In such situations, it's essential to proceed with a solid plan.
As you mentioned, implementing these decisions isn't easy and requires thorough research. Business owners or individuals should proceed with a plan and strive to make the right decisions at every step when starting a new business.
Borrowing money has never been bad always use of this money is problem because as personal or country if this money is going to help sorted out problems and increasing way of flexibility this good, but mostly money is not going on right place which is the problem.
Recently many countries facing serious troubles as they are not able to complete few projects which can help them for having increasing their income and also helpful for common peoples they are taking loans but sadly due to corruption and miss use of this money things are not sorting out, and they are going in deep troubles.
Same happening with peoples those are taking loans but not doing right things facing mess-up in lives and also having more troubling lives which are surely not ideal situation for families as well.