The harsh truth is that up to 90% or even 99% of investors in the market are only interested in profits, not many people care about decentralization and privacy as they claim. That is also why not only XRP but also many other centralized altcoins still exist and continue to grow.
So as long as XRP still has the potential to generate returns there will still be a lot of people investing in it, and it will not disappear or die like many bitcoin maximalists say.
If you are interested not only in bitcoin news but also in news about the entire crypto industry. You will see XRP being the most mentioned name because they have very good relationships with the Trump administration and banking institutions around the world. This means whether we like it or not, the truth is that it will continue to exist over time, regardless it is a centralized shitcoin as we call.
Right now, "Wall Street" holds all of the cards. Do you think it's going to support truly-decentralized cryptocurrencies with their capital? They're going to pour money into centralized "shitcoins", leaving other coins in the dust. The only exception is Bitcoin because it's the one cryptocurrency that started it all. It's also one of the most (if not the most) scarce cryptocurrencies in the world (hence, the "digital Gold" narrative).
XRP may lack real use cases, but it's still the third-largest cryptocurrency by market cap. Centralizing forces will keep it that way for a long, long time. I know many will choose BTC for obvious reasons. Not because it's the most profitable crypto, but also because it's the most decentralized in the world. I'll bet BTC will still be alive a century from now, while centralized coins such as XRP and BNB will fade away into oblivion. The future is unpredictable, so anything's possible.