Your suggestion that bitcoin is 10x of your emergency fund seems quite strange including that in the beginning of your bitcoin investing time, your emergency fund and your bitcoin investment might be similar in size.. and it could take a bit of time before your bitcoin investment is outgrowing the size of your emergency fund. If you don't have enough emergency fund then you are more likely going to get stuck in a situation where you have to sell some or all of your bitcoin at a time that is not of your own choosing.
surely people need to prioritize emergency and reserved fund including other backup fund within the the next 3 to 4 months before more force is now added to bitcoin investment. because if bitcoin is been prioritized more from the beginning instead of emergency then it will be a big problem down the road, especially when emergency or an unforeseen circumstances happens.
I will agree that the larger your bitcoin investment grows, then it is likely going to start to outpace your emergency fund, merely from the amount that you put into bitcoin, and not necessarily considering the amount bitcoin might appreciate from time to time.
i also agree with you on this too, as long as our emergency and reserved fund is firstly given priority, then bitcoin should be more concentrated, as that will make our bitcoin holding outpace our emergency fund. and normally there is no how it is even possible for emergency fund to compete bitcoin investment when we know that our bitcoin HODLings are meant to last for a longer time without being sold or used for any purpose, but in the other hands emergency funds will surely be used for emergency cases and it will reduce while bitcoin will still be constantly invested on. this reason is why people need to foresee the important of emergency as a priority that will stand as a wage against selling bitcoin in the future. because if bitcoin is given more priority at first instead of emergency then when a serious emergency happens surely its fund will not be able to solve the problem but will include bitcoin investment to be satisfied.
if you know an emergency is coming then it is not an emergency, even though you might need to keep some cash on hand.
Also even more problematic for poor people to be holding 3-4 months of cash and have hardly any bitcoin, which is part of the reason that so frequently as a ball park suggestion I consider that building the emergency funds and the bitcoin until they both reach 3 months as a ballpark idea.. ..