XRP, on the other hand, was built for a very specific use case — fast, low-cost cross-border payments — and it does that well, but with trade-offs like centralisation and large pre-mined supply.
It is not even that. If they wanted to build that they didn't need to issue their own token, but how else would the stupid founders of XRP get rich? 
If anything, I’d say XRP is more like a specialised fintech token than a store-of-value asset. The two play in totally different leagues — and that’s okay. Not every altcoin needs to be “the next Bitcoin.”
That said, it’s interesting how narratives like this still get traction. Maybe that shows how strong Bitcoin’s benchmark status really is.
There's plenty of better solutions that don't involve XRP and it deserves to fade away to irrelevance. That said, it’s interesting how narratives like this still get traction. Maybe that shows how strong Bitcoin’s benchmark status really is.