The worst thing anyone can do is to borrow money that requires interest payment when you don't have anything you are doing to earn money
How will someone who doesn't have an investment and source to pay back loan even borrow money that involves interest? It is risky and the person may be landing himself into trouble because when the loan is overdue the owner will seek for his money and if he doesn't pay back he can be arrested and charged to court. If there is no way to pay back loan it is not advisable to borrow money from anyone it could land someone in jail.
Is difficult to pay back loans when you don't have anything doing, and loans that usually have interest will always put you in trouble when you don't have money to repay. But I notice that if you are not doing anything, and they see you don't have anything that will be bringing money to your table, they will never borrow you the money. That is why is always good someone to have business or skills that he will be doing that will help him to be generating money and get to solve his little problems. Getting loans is not bad but you should have something doing that will help you pay back when is dew so that you won't find your self in new problem.