It actually depends on your preference, your situation in life, your age, your marital status, and other things that may or may not make you more comfortable in a particular strategy.
There's also the timing, luck, and which part of the cycle Bitcoin is currently in. I admit that I merely got lucky with the timing in 2019. I had the savings, and I had NO responsibilities/distractions.
Though it's quite cool if you can get Bitcoin at a cheaper rate, but timing the market before making a purchase is what am not a big fan of, because the possibilities are high that you might just be wasting your time in your accumulation journey.
Additionally, you might encounter a very good price to buy, which might be a dip, but greed of wanting more might set in, am you may not buy them, hoping that it's going to drop even further, which might makes you miss that buying opportunity, so it's because of these i just don't feel ok timing the market because that's what traders do, not investors like us
It is impossible to determine the price of Bitcoin, whether the price of Bitcoin will be good for you at the present time or not depends on you. If you have full confidence in Bitcoin and believe that the future of Bitcoin is bright, then you will be interested in investing in Bitcoin. If you consider the history of Bitcoin, you will understand that Bitcoin has increased in value more than we feared. If you wait for a fall to invest in Bitcoin, then this is a bad habit and you will continue to increase this bad habit, so get out of the bad habit. However, for you, investing in the DCA method will allow you to continue investing for a long time. On the other hand, you can invest without paying attention to the market because then your goal will be to invest in Bitcoin and do it for the long term.
I will also say, your perspective brings up something that’s often overlooked in the broader Bitcoin space and the truth is, not everyone has the luxury of locking away their BTC for a decade. Life happens needs arise and sometimes the ability to sell portions of ones holdings strategically can make a meaningful difference. Planning these sales based on personal timelines, rather than market hype, is a sign of financial maturity and responsibility.
You also mentioned one important point that I kinda like thatabout how financial discussions around Bitcoin often overlook those who do not have steady discretionary income. For many, the path to building a position in BTC is slow and filled with trade offs. But the beauty of Bitcoin is that it doesn’t discriminate based on income level it gives everyone the opportunity to participate in a system where consistency and discipline matter more than size or speed. Even small, regular contributions can compound into something significant over time.
Bitcoin is not only just about profits, it is about reclaiming agency over your financial future. Whether you are using it as a long term hedge, a tool for savings, or even as a flexible asset for managing life’s unpredictabilities, the key is being intentional. The ability to start small, think long term, and adapt to personal circumstances is what makes Bitcoin such a powerful financial instrument, especially for those who are often left behind by traditional systems.