Have you ever been debited when the transaction is not successfully or have similar issues in your bank before?
It is then you will know that the banking system in our country home is dead.
They find it very easy to debit and deduct unnecessary charges,but start the process of refund and see how they will keep turning you around as if you are begging them money.
It is quite unfortunate that even our money in the bank is not safe as so many people have suffered lost of the money in their bank account been cleared without their bank giving them a proper answer of what happened to their money.
Without making enough noise, your money will just go.
SO BAD.
About been debited when transaction is not successful, we all have been a victim to that, but it's mostly caused by poor network. where the problem lies is the reversal of your money, that is another complex situation. Right now majority of us are into digital wallet banking like Opay, Palmpay and so on, I give them credit for their efficiency and transaction speed. you
But where my concern lies is when you experience this same issue with the digital bank, where will you run to. Unlike the banks that will give you few working days to get your refunds, all you can do is just drop a bad review on their site with no guarantee of getting your money back. I will say, lets be guided while handling this digital wallet banks. At least keep money you want to make use of for the time been in those wallet. The rest can be kept in your local bank.