You are very correct sir, bitcoin investment shouldn't be overdo in any way, let your approach in every investment be from your discretionary funds, also avoid being in a competition with anybody in bitcoin accumulations so that you wouldn't start having issues along the line, however always buy (accumulate) or top up your bitcoin portfolio at your convenient time using your discretionary funds, therefore these steps or techniques can trigger success and sustain patients in every bitcoin investment.
Based on the economic situation in Nigeria, it will take lots of sacrifice for a minimum wage earner to have discretionary funds. The cost of living is going high and salaries have not been increased making people spend all they have earned for the month on basic needs Sometimes it all depends on the individual and how he budget his spendings for the month. Yes Nigeria is facing economic issues that have resulted to high costs of living but even at that,I think an individual who doesn't shoulder any big responsible and if also he can utilize his expenses by cutting down costs then he can still save some discretional income for investments after taking care of his personal necessities. In other words there also fat salaries earners who are earning good money but are still finding it difficult to set aside some money as discretional incomes to buy Bitcoin. It's not all about the size of an individual income that matters but what matters the most is his level of financial discipline and how determined he his in achieving his goals in Bitcoin for the long term.