For a country or an individual that is self sufficient and economically intelligent, borrowing does not occur for them even in crisis situation, not bad to get a support, but borrowing definitely do more harm than good most especially those credits that come with high growing interests. The best thing in this situation to avoid borrowing is to have an emergency founds a d multiple cash flows, so countries and individuals need to be more productive to avoid unwanted borrowing that eat up their savings and revenues in the long term.
I agree with you because borrowing for a country in the same thing bringing the country down,because I've not seen any country who is on constant borrowing that I have a good economy system in that country, the reason being that any amount a country borrow them must surely pay an interest and which the interest may affect the economy of that country depending the duration when they will pay back the money so I believe that what we need in any country is to make sure that we make use of what whatever we generate to solve the problem of the country instead of borrowing from any country that has been a problem that makes some countries being under developed today, but politicians who have no sympathy to their country do see borrowing as a source of putting the country together why there are there because of their own selfish interest