So many people focus so much on having a stable income but forget the importance of actually managing that income wisely , discretionary income is really the game changer for any kind of investment , especially with something as volatile as Bitcoin . what real happened to cold joker is a real lesson to very one without an emergency fund you are forced to liquidate investments at the most possible time it is not just about how much you earn , it is about how well you plan for the unexpected.
Good financial management skills have always been and will always be fundamental to success in bitcoin investment, an investor needs discretionary funds to invest in bitcoin but poor management of the investor's finance can make it difficult and sometimes even impossible for them to invest, you income might be good and might even come at a regular interval but due to poor spending skills you could still be left with nothing at the end of the day, sometimes debt might have even been incurred before the next pay arrives, this completely cancels out any chance of any discretionary income coming in, which also makes bitcoin investment impossible.
Good management of finance is needed if bitcoin investment is the goal, if an investor can't manage their finances, they won't be able to manage their bitcoin.