Post
Topic
Board Nigeria (Naija)
Re: Balancing Financial security and Bitcoin Accumulation
by
yixichloro2xx
on 10/08/2025, 15:25:21 UTC
Surely each of us knows our own situations and the kind of work that we have been doing and that we expect to be able to do, yet there could also be situations where we have a lot of uncertainty in our income in regards to the kind of work that we might be able to get, and surely many members have been proclaiming that there is a need for certainty in future income in order to be able to invest in bitcoin and implicity to even get started investing into bitcoin, which is not true... All a person needs to do is to take a snapshot of his current situation, and if he has extra money that he can spend on anything that he likes (also known as discretionary funds) then he can use some or all of that money to buy bitcoin.
While financial stability can make investing in Bitcoin feel safer, it is not a prerequisite. In fact, waiting for certainty in income might mean missing out entirely, because uncertainty is a constant in life and markets. The key is responsible allocation that is, using only discretionary funds you can truly afford to part with. Even small, consistent purchases over time can build a meaningful position without risking financial security.




Of course, a person who has less certainties in regards to his future income should feel himself to be in a worse situation in terms of committing to buying bitcoin with all of his extra money as compared with a guy who has higher levels of certainty in his future income. So a guy who has higher levels of certainties in his future income is likely in a better position to invest aggressively into bitcoin as compared with a guy who has uncertainties in regards to his future income, yet the mere fact that there are uncertainties in future income does not mean that a guy cannot or should not get started investing into bitcoin, even if they start with merely one purchase (whether it is $10, $100, $1k or some other quantity to get started), and in order to be investing that money needs to come from discretionary funds and not from non-discretionary funds. 
I would say that makes sense that is  having a stable and predictable income definitely gives more room for aggressive Bitcoin stacking. But even for someone with income uncertainty, starting small can still be a smart move as long as it’s from truly discretionary funds. The important part is getting skin in the game without risking essentials.