As much as possible on which you should be that separating the two but we do know that there are some life situations on which we cant be able to avoid on spending up into those said allocations specially if the emergency fund isnt enough and you've been searching up on possible ways or solutions on trying to cope it up. Just like for example with some problems when it comes to health on which it is just that possibly a very costly kind of expense depending on how complicated it is. No matter how wealthy you are but if you do have that continous medication then you would definitely be facing up some issues when it comes to finances on which this would be leading into spending into the amount that you could possibly had even if you do have those plans on not to spend it no matter what, but if you are already on a life-death situation then you wont be that caring on with that. Even myself will definitely be that doing as long I could save up myself or my loved ones because thats what money is all about on which it should be spend.
The tricky part about missing a chance to be super wealthy with bitcoin, is the fact that maybe we are late to put in 100 dollars and take out 1 million dollars, that is true. But that feeling shouldn't prevent us from getting the reality in check, because it means we are going to just end up with a lot worse if we are not careful, which is miss out on the current chance. Just because you missed your chance to make money back in the day, doesn't mean we should miss that chance today as well.
We need to do a better job, and keep investing, and do better now, so that we do not miss again. Yes you can't put small and get out huge now, but you can still make more than other investments, more than what gold would bring, or stocks would, or anything else.