Third, subscriptions are usually in bundles. There is no real transparency and you are not really getting a real breakdown of the costs. But we pay anyway. Are they actually worth it or we just do not have a choice anymore in a world where everything has to be subscribed to?
It's good practice to actively manage your finances, because they can easily end up on autopilot and just accrue more subscriptions without thinking. I actively try to avoid getting subscriptions for any of the disposable services out there unless it is for a specific purpose, like turning on netflix for a few months to catch up on the latest series or use it if I am travelling for a while and then turn it back off again. Otherwise your finances just end up facing death by a thousand cuts, with little amounts seeping away which collectively over a year add up to thousands. If you haven't checked in 3 or 6 months all the services taking money from your account, it's worth a review and take action to cancel.