Please don't be confused because the words "Funds" and 'Income " have separate definitions and meaning but if you doubt me you can go through your dictionary and you will see their. However I think this shouldn't call for an arguments since SirJay juanGee have already simplify both terms for our own understanding especially since our major discussion here is Bitcoin. Perhaps what JayJuanGee said and I also agreed to it was that your discretional funds is that extra cash that is left after settling your personal expenses while a discretional income is your regular flow that comes weekly or monthly that is needed to accelerate your bitcoin accumulation consistently. I think you should follow what JayJuanGee has already taught in relation to discretional income and discretional funds for your own good and also for the sake of newbies so that they don't get confused too
The meaning of discretionary imcome and discretionary funds seem to be same Bitcoin investment especially in this kind of discussion but normal the meaning look little different.for my understanding discretionary imcome is the money left after paying all our neccesary expenses such like taxes,food,transportants,rent and so on.like let just said after someone is recieving $500 every week or month maybe is what is essential needs amount will cover all is $300 the remaining $200 is what they call discretionary imcome but for the discretionary funds meaning is the amount someone set aside from the discretionary imcome like the remaining $200 someone set aside $150 for bitcoin more than that or $50 for flexing.so it is just amount someone set aside he or she want use for something that is non essential do someoen just want to do it.
You made a very good explanation here for real, but I think that they are both the same, the only difference is discretionary funds is the funds that is ready to be used that particular moment for investment, but once the discretionary funds keeps on coming, it's seen as discretionary income, since it is constantly coming in for consistent investment in bitcoin.