I understand that emergency funds are very important in Bitcoin investment, but that should not shift our focus away from starting well with our Bitcoin investment. We should give our Bitcoin investment more power than our emergency funds. So, I don't think it's a good idea when we have $100 left over after our basic needs are solved, to just invest $20 and put the remaining $80 into emergency funds. I think we should first start our Bitcoin investment with $60 or $70 and put like $30 or $40 into emergency funds. For me, it makes more sense to focus on building our Bitcoin investment first, rather than focusing solely on building emergency funds. If someone can't invest more of their discretionary funds into Bitcoin, then they should split it 50% each for emergency funds and Bitcoin investment. But I am not in support of investing very little in Bitcoin and pushing more funds into emergency savings.
Emergency funds is very much important for the survival of your bitcoin investment, so in a situation where you are just starting from the scratch, it is best to build your Bitcoin portfolio and your emergency funds together, but once you notice that your emergency funds is big enough to sustain all your financial needs for the next three months, you can stop adding to it and start investing aggressively in Bitcoin because by then, you now have the full financial backings of your emergency funds to go all the way in your investment, so what am trying to say is that a proper money management skills is greatly needed if you want to be successful in your Bitcoin investment.