I think I will also begin to tag newbies that are looking for non-collateral loan now. I will remove the tag if he change for better. If someone loan you the amount and you decide not to pay, what will you lose? Nothing. So this is just a possible scam.
Go elsewhere to borrow the loan. Where you know that you are qualified to borrow the loan.
Noted, You could have left the Feedback neutral, No ones born as a legendary member here, and no one bring trust score from home, they accumulate the score here.
Consider your tag or let me know if this is written that you can use your tag power for newbie asking for loan, I am a year old btw here.