I am having trouble following a lot of this, since sure we can go back at various points in time and then figure out which practices might have had worked better than others, yet we know that historically BTC has been ongoingly making new ATH, so even if we were blind about short term ups and downs, as long as we get the long term direction correct by mostly erroring on the side of buying  and holding and not selling any of our corn.. then we are stacking our bitcoin over time, and yeah, generally speaking, we are better off the earlier that we had gotten started in our stacking.. and so yeah, I had been giving you some benefit of the doubt to say that you might not have had gotten it until 2017 or 2018, so you could have had buckled down by mid 2018 and then just accumulated $50k-ish over 2.5-ish years and then got yourself pretty set up.. for as short of a time that is 7 years later if we go by today, or perhaps 9-ish years later if we go by mid-2027.

So yeah, the later that any of us starts then we run into trouble of both needing the clock to run, and perhaps needing to put in more capital without as good of results if we wait until later rather than having had done it earlier.

I think that another part of my point is that those attempts at tax loss harvesting don't really help you out in any kind of meaningful way, since with such a great investment like bitcoin, we tend to be much better off to be accumulating it and letting it grow, even if we might have to start to pay some capital gains taxes once we start to sustainably withdraw from it.. once we reach some place in which we would like to begin our sustainable withdrawals...

and I also think that the sustainable withdrawals could purposefully be done in conservative ways so that they likely would grow to higher levels at later points down the road, and it seems to me that bitcoin has been growing (and likely to continue to grow) so rapidly that we can end up employing pretty aggressive withdrawals and still have our holdings growing faster than our withdrawal rate... of course, I gave you the general place that 8BTC would currently put you, and of course, it is not carved in stone, even though I have pretty high levels of confidence in my abilities to calculate and/or project in conservative ways.  And, it is not even too late for a guy like you, even though you ongoingly have the problem of wanting to sell way too much too soon and to not have abilities to just stack sats without ongoingly prematurely withdrawing too many bitcoin too soon... which you never really allow your bitcoin time to sufficiently compound in value upon themselves before you continue to withdraw from them and their abilities to compound upopn themselves..

Even from my latest Fuck you status chart, you can see that by late 2029, 4-ish BTC should be enough to be able to perpetually withdraw $80k per year and so who wouldn't want to get  to a status of being able to [perpetually withdraw $0k per year? ($6,666 per month)?  It is not guaranteed but it seems like a reachable target for guys like you who have been in BTC for around 13-14 years.