Post
Topic
Board Speculation
Re: Buy the DIP, and HODL!
by
Cossyblack
on 12/08/2025, 11:54:29 UTC
Yes it is true that you should not wait to invest in your emergency fund, because until he has some amount of money in his emergency fund, his investment may be stopped. investments running and to be able to deposit money into his fund.
It is wrong to start using your emergency funds to buy Bitcoin . Your emergency funds is  kept as a stronghold of defense and a safe haven  for your investments. It protects your investment from any unforseen occurrence that may likely happens in the future, although we don't plan for this things to happen but an emergency funds has to be kept as a strong backup in case of any real life emergencies. However what your investing on is Bitcoin and not your Emergency funds and reserve funds. Secondly what's is needed to invests in Bitcoin is your Discretional funds, Discretional funds is your extra cash after all  your necessities has been taken care .

Okay mate, I understand your example, but what I mean is that if he waits to deposit money into his fund, his investing will be delayed. So if he starts saving Bitcoin along with depositing money into his fund, it would be very good for him. What I mean is that if he deposits some money into his fund and saves Bitcoin at the same time, his investing will continue and his fund will start accumulating money along with it.
I get your points that an investor should be building his Bitcoin portfolio alongside with his emergency funds and reserve fund whenever his discretional funds is available. What often can delay an Investor accumulation pace is when he starts timing the market with the mindset of waiting for the perfect timing to buy Bitcoin. Timing the market is bad, this will not just slow his accumulation but will also stall his consistency in buying Bitcoin weekly or monthly. One thing is certain,no investor or trader can predict the market perfectly or accurately so it's just a waste of time and efforts. The main thing an investor should be focused on is buying Bitcoin with his discretion funds and if he has a steady flow of discretional income that comes weekly or monthly it's also an advantage because it will accelerate his Bitcoin accumulation until he reaches his over accumulation status.