A guy of your age and life circumstances (that you have kind of outlined previously) should have had also been able to double or triple the budget that I just mentioned, so let's say $50k and somewhere in the ballpark of 8 BTC...
Sometimes I regret, that I didn't learn about Bitcoin a few years ago. The reason is that the price of Bitcoin is at its highest level now. Therefore, there is no possibility that the price of Bitcoin will go back to its previous level. However, the price may decrease a little. However, I will wait and try to collect or save some Bitcoin in the future.
Yep. You can really ONLY go from the present in terms of taking actions to buy bitcoin in the event that you were not buying previously.
Even with your forum registration date of June 2019, you could have had done pretty good with a mere investing of $100 per week, you would have had invested $31.5k and you would have had accumulated right about 1.5 BTC.. so surely guys have to realize that it can be quite a good idea to get started accumulating bitcoin regularly and not looking at the price.. and perhaps after a cycle or two, they can look at where they are at and figure out if they might need to make adjustments to the level of the ongoing bitcoin accumulation.. so in your case there is slightly more than 6 years that you have been registered on this forum.
That is a decent amount of time to build a decent bitcoin base no matter what you might have had been able to make your budget into in terms of the level of aggressiveness that you would have had been able to deploy..
I frequently try to suggest that guys attempt to be as aggressive as they are able to be without overdoing it, and each person has to figure out what is the level of aggressiveness that they are able to accomplish without overdoing it.