Hi friends,

I’m planning to take some profits during this bull run and convert some crypto to fiat into UK bank account. Previously, I used centralized exchanges, but I’d prefer not to this time since, from 2026, all UK exchanges will be required to report every transaction to HMRC.

I’ve tried looking for escrow services but haven’t found any suitable for selling crypto to fiat for a UK bank account.

I’m wondering what the best option would be. Is P2P the way to go? If so, which platforms are the safest, and what measures can I take to ensure that the cash received in my bank is legitimate and can’t be reversed or charged back?

Thanks.