I think that we should allocate our money into 5 categories.
2. Emergency fund. In cases of emergency, we should be able to get some money for it. Especially in countries where healthcare is not free, we should be prepared to pay if ever we get into accidents or we get sick though hopefully it never happens but still we have to be always prepared either way.
Having some spare money that can be spent on medicine is very important, because the moment of illness is always a very unpredictable event.
We never know whether our body has been fully examined, just as we don’t know whether we will get into a car accident tomorrow, because no one can say this for sure.
Therefore, the extremely responsible movement has a certain amount of money to heal.