Penalty is a game of luck like you said, and I expected Tottenham to be more lucky in the penalty shootout but it seems that PSG had the luck from onset, which was why they were able to equalize the two goals and won the match with a penalty shootout.
Tottenham Hotspur were really unluckely throughout the game, because till 84 minutes they have twice lead and then within matter of second PSG level the very vital match I mean final before last whistle, which was quite surprising as everyone were sure about Hotspur victory as they way they deliver things were remarkable. Morever PSG main keeper wasn't the part but still they won the penelties shootout which was more than a Miracle lol.
In my opinion, with the performance of Dembele for PSG last season and in the Super Cup, Dembele is the frontrunner and the favourite to win the Ballon d'Or Award, but if the Ballon d'Or Award is given to another player, I will not be surprised because it isn't the first time the Ballon d'Or Award has been given to a player that doesn't deserve to win the award.
No for me dembele are at top of the list, no one even closer to him in term of vital trophies and individual performances at finals, not even yamal and raphinia whom were considering most favorite after him. So it's clear things dembele will be the only deserving contender to won the Ballon d'Or and that's it