I mean, just 100 dollars would equal to 6 trillion marketcap give or take. The coinmarketcap shows that there are 59.3 billion XRP's circulating supply, that means, if you multiply that with 100, that would be 6 trillion dollars.
By comparison, bitcoin itself has 2.3 trillion. So 100 dollars would mean more than double what bitcoin is today, nearly triple give or take if you round it off. So it is clear to say that its impossible for XRP to reach 100 dollars in our life time, unless there is some insane inflation happens. And I mean like covid level inflation isn't even enough, you need equivalent of 10 covids' effect in a row for that to be even feasible situation. This is why we can easily say that it is not going to happen in our life time.
True. But remember that Bitcoin will experience an increase in market cap over time. So if XRP goes all the way towards a $6T market cap, BTC will already be 2x - 3x higher than that. The thing is, XRP will always remain behind BTC in market cap. "You can't beat the real thing".
I know there's a lot of enthusiasm in XRP, but the fact is, the parent company (Ripple, Inc.) holds a lot of the coins in circulation (meaning, it can dump it all and crash market prices along with it). The "cryptocurrency" also lacks real use cases compared to the rest of its rivals. It's just an overhyped, centralized ledger meant to serve the needs of banks and businesses alike. You can see why many prefer BTC above all else. Compare XRP's gains vs Bitcoin's in terms of USD, and you'll realize that you'll earn much more money in the long run by holding BTC alone. It's your choice...