Post
Topic
Board Nigeria (Naija)
Re: Balancing Financial security and Bitcoin Accumulation
by
Cipherpz
on 15/08/2025, 18:52:32 UTC
To invest, a person needs to find a source of stable income and from his stable income, he needs to extract discretionary income through proper financial management. Because investing with discretionary income is very good because the amount of money left after deducting all your expenses is discretionary income
It is not a guarantee that you must have a discretionary income because you have stable source of income. Some low-income earners have a stable source of income, but they don't have discretionary income because their monthly needs and basic needs is higher than their income.

What a no coiner needs is a discretionary income. Even though, he gets it once in a while, he can invest with it whenever his discretionary income is available. There are some people who are contractors, and they get their contracts once or twice in a year. The profit from their contracts is very big to carter for them throughout till when they get another contract. Such people can deduct their discretionary income from their profits and spread the money over several weeks with DCA method, after keeping aside money for their upkeep.

A gambler can hit a jackpot and decided to invest into bitcoin with his funds despite that he doesn't have a stable income. Therefore, a stable income is not a necessity for anyone to start his bitcoin investment.


Many low-income people can earn a secure income with regular low investments, but with the right attitude, discipline, and education, they have nothing left to save because their monthly basic expenses are higher than their income. No matter how stable your source of income is, it does not mean that you will always have discretionary income. It is not the amount of investment, but consistency and perspective that can set aside the remaining amount after the necessary expenses and gradually invest in Bitcoin in the DCA method over a few weeks or months. Some gamblers may suddenly win a big jackpot and decide to invest a part of that money in Bitcoin despite not having a stable income. Some contractors get big contracts once or twice a year. Their income from these contracts comes in a large lump sum, which has to be continued until the next contract is received. So, it's not necessary for someone to have a stable income to start investing in Bitcoin—all that's needed is to take smart steps at the right time. While some investors' expectations haven't been met, many may still have faith in them — and that shows that their vision of Bitcoin accumulation still has strong support. Family responsibilities, emergency funds, investment plans Saving a little every day or every month, investing time or effort Bitcoin investing is not just about courage, but also about discipline, planning, and financial responsibility.