A spade will always remain a spade. We the citizens are also smarter and wiser day by day because even their so-called banks are useless to some citizens. When there's cryptocurrency, to hell with them. What has not been hacked in the government sector today? They keep failing and fooling us.

So the best thing is to keep everything concerning your data secure and be security conscious. Could you imagine the day I opened my bank account, and a number called to confirm if it was me and asked for some information about me? How would a stranger get to know that new customers have opened accounts if not for the staff sharing people's information with scammers? Moreover, we just need to be on alert all the time.